MICA E-money License
Operating based on a strategic EU jurisdiction
With full EMI authorization under MiCA-aligned standards, we are convergent with European regulatory frameworks. Our e-money license with EMT approval, authorized by Polish Financial Supervision Commission (KNF), allows us to issue fiat-backed stablecoins that are 100% collateralized by top-tier reserves, ensuring transparency, trust, and stability in every transaction.
8+
years of experience
Built-in
AML, KYC, GDPR and PSD 2 compliant
Multi
currency possibility to mint any national currency

Products
Bridge the gap between legacy banking, crypto markets and the future of decentralized finance
transact
trade
invest
Accounts & Individual vIBAN’s
Multi-currency corporate accounts, Collection accounts, e-money accounts and dedicated IBAN’s
Programmable Payments & Money Transfers
Cross-border payments, B2B Money transfers, Remittance and Mass Payouts
Exchange-Traded Fund (ETF)
Exposure to crypto assets, stablecoins, and fiat in a single, regulated investment product

Stablecoins
Multi-Currency Digital Money for a Global Economy
We are supporting not only Euro and Dollar denominated transactions but also stablecoins for other non-Euro EU currencies. By combining the reliability of fiat currency with the advantages of blockchain technology, Billon stablecoins empowers seamless transactions for both traditional and crypto financial markets. Additionally, with our Stablecoin as-a-service platform, you can launch your own MICA complaint stablecoins.
Fully
transparent and reserve-backed
1:1
backed to the EURO and PLN
MICA
convergent and ready for crypto exchanges
Instant
and low cost settlement
API Hub
Multichain with easy API for developers
Native support for Multi-Chain
Banking & payments API designed for legacy and crypto businesses
What make us unique




Regulatory Excellence
Security & Governance
Borderless Flexibility
Scalability Without Limits
MICA License
Fully licensed under the EU’s MiCA regulatory framework for digital assets and e-money.
Built-in Compliance
Integrated AML, KYC, and GDPR safeguards for secure and compliant operations.
Favorable Tax Framework
Designed for maximum tax efficiency under favorable regulatory interpretations.
1:1 Reserve Backing
Fully backed stablecoins with reserves held at regulated financial institutions.
Segregation & Transparency
Third-party audits and published reports ensure full visibility into reserves.
Robust Governance
Independent oversight, transparent policies, and risk management ensure stability.
Multi-Currency Solutions
Issue and transact in USD, EUR, PLN, and other European currencies.
Multi-Chain Compatibility
Operates across both public and private blockchain networks.
Recognized Payment Schemes
Supports SWIFT, SEPA, FPS, ELIXIR, and other major payment networks.
Global Financial Reach
Scalable infrastructure designed for large-scale financial institutions.
Instant Processing
Real-time settlement for cross-border transactions.
Optimized for High Throughput
High-efficiency operations for rapidly growing payment volumes.
Our Expertise
Secure, compliant, and interoperable digital payments powered by blockchain
Stabillon (formerly Billon Solutions) is a regulated financial technology institution, authorized by the Polish Financial Supervision Authority (KNF) to issue electronic money and deliver payment services across the EU under License No. KIPE1/2019.
As part of the Billon Group, Stabillon combines advanced blockchain technology with extensive expertise in regulated digital finance to offer compliant solutions under the EU’s MiCA framework. We specialize in supporting multi-currency tokenization, cross-border transaction interoperability, and integration between traditional financial systems and blockchain-based platforms, including Web3 ecosystems.
Our solution enables the minting of electronic money in national currencies with full regulatory compliance. Through direct, on-chain point-to-point transactions, we eliminate intermediaries, enhancing transaction security, efficiency, and interoperability. Operating 24/7, our infrastructure supports seamless financial operations for businesses navigating both traditional finance and the decentralized Web3 economy.
